What Every Sears Cardholder Needs To Know (Before It's Gone!) - OpenSIPS Trunking Solutions

I got the shop your way mastercard. Read also: This Simple Trick Stops Sour Noodle Leaks—Guaranteed!

First thing you should know is that the ty point version of the card has been discontinued years ago.

There are no ways to get the ty point version of the sears card anymore.

Citi stopped allowing you to product change into it.

The ty point version of the card does not do the 5% gas/3% grocery/3% dining.

There are three versions or flavors of this card and the only real difference is the points currency they earn.

Shop your way rewards (sywr).

This is the only version of the card you can sign up for directly currently.

This is sears points currency and can be used for items at sears, although there is a new gift card option as well.

As of , the sears mastercard will be renamed the citi thankyou mastercard and all branding and communications will refer to the citi thankyou mastercard including statements, materials and services for your account. Read also: What The Redwood County Sheriff Doesn't Want You To Know (Jail Roster)

Understanding the cards benefits, drawbacks and alternatives can help you determine whether its the right fit.

Sears has offered several credit cards in the past but has since streamlined.

We've written abouthow owning a sears or any store credit card is generally a bad idea, but what happens if have an open credit card with a chain that closes all of its stores?

If all of sears' stores close, there is precedent that sears. com may still exist. Read also: OMG! Urfavbellabbys New Video Is Hilarious – And It's Already Viral!

That means sears credit cards could still be valid and accepted there. Read also: 5 Things You Didn't Know About This Knoxville Craigslist Find

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Whats even more disappointing from a sears cardholder perspective?

You dont even need to have a sears card to earn points you can link any eligible mastercard or visa.

And all those drawbacks dont even include the high fees and penalties associated with these cards.

The minimum requirements for the sears credit card include being at least 18 years old, having a good credit score of 700 or better, and earning enough income to afford monthly bill payments.

You also need to have a social security number or international tax identification number.